# What are the best investment tracking apps for busy professionals? Source: https://www.astor.app/blog/best-investment-tracking-apps Published: 2026-11-12 Updated: 2026-11-12 By: Astor team, Astor (Gaus, Inc. DBA Astor) In our view, the best investment tracking app for a busy professional is one that watches what you own for you and tells you when something matters, so you don't have to keep checking, and by that standard we rank Astor first. Astor is a personal investing agent from an SEC-registered investment adviser that connects to the accounts you already have, and we make it, so read our ranking with that in mind. The other apps here are good at different things. Empower is the best free dashboard for seeing every account in one place, Monarch is the best fit if you want your budget and investments together, and research tools like Stock Rover and Morningstar Investor suit people who enjoy doing the analysis themselves. Every price and feature below comes from each company's own site or app store listing, checked on November 11, 2026. > **In one minute** > - Astor connects to the accounts you already have and watches every position. On Pro and Max it texts you when something touches what you own, the free plan includes a recap after each close, and you make every decision. > - Empower's dashboard is free and links bank, loan and investment accounts, with a retirement planner and a fee analyzer. Its affiliate sells paid wealth management. > - Monarch ($99.99 a year) puts budgeting, net worth and investments in one app. Kubera ($250 a year) tracks almost any asset, including real estate, private investments and crypto. > - Stock Rover, Morningstar Investor and Simply Wall St are research tools for people who like to dig into companies and funds themselves. > - Snowball Analytics is built for dividend investors, with income tracking and dividend alerts on paid plans. ## How did we rank these apps? We ranked for what someone with a full-time job needs. A tracker should link the accounts you actually have and show them as one portfolio. It should tell you what changed without you having to look and be clear about whether it gives advice. We also weighed price and the time each app asks of you. Astor is first because it does the watching for you, which is the part a busy person has least time for. After that, the apps are ordered by how broadly useful we think they are for someone short on time, and each entry says who it fits and where it's the better choice. ## How do the apps compare? | | Best for (our view) | Price (November 2026) | Links your accounts | Personalized advice | Platforms | |---|---|---|---|---|---| | Astor | Being told when something touches what you own | Free to start. Pro $19/month or $120/year. Max $29/month or $228/year | Yes, most major US brokerage, retirement and crypto accounts | Yes, from an SEC-registered adviser | iPhone, plus texting over iMessage or WhatsApp | | Empower | A free all-in-one dashboard | Free | Yes, including bank and loan accounts | Not from the dashboard. Its adviser affiliate sells wealth management | iPhone and web | | Monarch | Budgeting and investments together | $14.99/month or $99.99/year | Yes, plus home values from Zillow | No | iPhone, Android and web | | Kubera | Tracking every kind of asset | From $250/year | Yes, plus assets you add by hand | Not stated | Web, with an installable mobile web app | | Stock Rover | Deep stock research and portfolio analytics | Portfolio tools from $34/month or $348/year | Yes | No | Web | | Morningstar Investor | Looking inside your funds | $34.95/month or $249/year | Yes | Not stated | Web and iPhone | | Simply Wall St | Visual stock research | Free plan. Paid Premium and Unlimited plans | Yes, more than 2,000 brokers | General advice only, under an Australian license | iPhone, Android and web | | Snowball Analytics | Dividend income | Free for 10 holdings. Paid from $79.99/year | Yes, on paid plans | No | iPhone, Android and web | | Quicken Classic Premier | Detailed records on a computer | $7.99/month billed yearly for the first year | Yes | Not stated | Windows, Mac and a mobile companion app | ## The best investment tracking apps, ranked ### 1. Astor: best for being told when something touches what you own Astor is for people who don't have time to watch the market. It connects to the brokerage, retirement and crypto accounts you already have at most major US institutions, like Robinhood, Schwab and Coinbase, and follows every position you own along with the earnings dates, filings and headlines that touch them. On Pro and Max, when something crosses a line you care about, it texts you what happened, why it matters to you and what you could do. It stays quiet when nothing matters. For a quick check, [At a glance](https://www.astor.app/blog/at-a-glance) gives you short daily notes on your portfolio and the market, and every weekday Astor sends a recap after the close. You can [text Astor](https://www.astor.app/blog/talk-to-astor-in-imessage) over iMessage or WhatsApp to ask about what you own, and set [scheduled alerts](https://www.astor.app/blog/scheduled-alerts), like a check every morning or before a company you own reports. Astor is free to start with no card, and the free plan includes one custom alert at a time. Pro and Max are in the table above and on our [pricing page](https://www.astor.app/pricing). There's no Android app or web app, though people on Android can text Astor on WhatsApp. It's US only, and it doesn't do budgeting or track real estate. The AI can be wrong, which is why every alert links to its reasoning and sources and you make the call. ### 2. Empower: the best free dashboard Empower's dashboard is free, and it links your investment accounts alongside checking, credit cards, loans and mortgages through Yodlee. Its tools include a retirement planner, a fee analyzer and an Investment Checkup that looks at your portfolio's risk and past performance and suggests an alternative allocation. It's a good free place to see your net worth and whether you're on track for retirement. Empower's terms say the dashboard doesn't give investment advice, and its affiliate, Empower Advisory Group, is an SEC-registered adviser that sells wealth management priced on the assets it manages. Empower says dashboard users may be eligible for a free consultation with one of its advisers. ### 3. Monarch: best for budgeting and investments in one app Monarch is a budgeting app first, and it tracks investments too, including individual stocks, funds, ETFs, 401(k)s and crypto. It shows your allocation and can pull in your home's value from Zillow, so your net worth includes it. It costs $14.99 a month or $99.99 a year, and the first week is free. It's a good pick if your investing questions come back to your household's cash flow. Monarch's terms say it isn't an investment adviser, and the investment side is a view of your accounts rather than research on them. ### 4. Kubera: best for tracking every kind of asset Kubera is built for net worth that goes well beyond a brokerage account. It covers 401(k)s, IRAs, RSUs and stock options, crypto wallets and exchanges, precious metals, real estate, vehicles, collectibles and private investments, and it connects through several aggregators including Plaid, MX and Yodlee. Kubera says those connections are read-only and it can't start transactions. Essentials costs $250 a year for two portfolios and two users, and there's a 14-day trial. It runs on the web and as a mobile web app you can install from your browser. If most of your money is in a couple of standard accounts, that price buys more than you need. ### 5. Stock Rover: best for deep stock research and portfolio analytics Stock Rover is a research platform for people who enjoy the work. Its paid plans add portfolio analytics, rebalancing tools, projected dividend income and real-time email alerts, and it links brokerage accounts through Yodlee. Plans run from $34 a month or $348 a year up to $199 a month for Ultimate Pro, with a 14-day free trial, and the free plan covers basic research only. In our view it asks more of your time than anything else here, which is the trade-off for its depth. Its terms say it isn't an investment adviser. ### 6. Morningstar Investor: best for looking inside your funds Morningstar Investor is the one to use if most of your money is in mutual funds and ETFs. Its X-Ray tool lays out your overall allocation, sector weightings and fees across the funds you own, and Stock Intersection shows where your holdings are concentrated. You can connect accounts and track both total and personal return. It costs $34.95 a month or $249 a year after a seven-day trial, on the web and iPhone. ### 7. Simply Wall St: best for visual stock research Simply Wall St turns company financials into charts, so a stock is quicker to size up. Its portfolio tracker syncs with more than 2,000 brokers and calculates your returns and dividend income, and it sends daily alerts on earnings, dividends and valuation changes. The free plan covers one portfolio of up to 10 holdings, and Premium and Unlimited are paid. Simply Wall St describes the advice on its site as general advice only. ### 8. Snowball Analytics: best for dividend income Snowball Analytics is made for income investors. It tracks every dividend automatically and measures performance including fees and dividends, and paid plans add alerts for dividend events. It connects to brokers read-only through Yodlee, SnapTrade and Plaid, or you can import statements. The free plan covers one portfolio of 10 holdings without account linking, and paid plans start at $79.99 a year. Snowball says it isn't a registered investment adviser. ### 9. Quicken Classic Premier: best for detailed records on a computer Quicken Classic Premier is desktop software for Windows and Mac, with a mobile companion app. It suits people who want detailed records of everything, from bills to investments, and Quicken lists investment tools like a capital gains estimator, return tracking and Morningstar's Portfolio X-Ray. Premier is $7.99 a month billed yearly for the first year, and it renews at Quicken's current rate. ## What should you look for in an investment tracker? **Check that it connects to your accounts.** That means your brokerage, your employer's 401(k) provider and any crypto exchange you use. Most apps here connect through an aggregator like Plaid or Yodlee, and those connections can break or lag, so a file import or manual entry is a useful fallback. If connecting accounts makes you uneasy, we explain [how brokerage connections work](https://www.astor.app/blog/is-it-safe-to-connect-your-brokerage-account). **Know how it measures returns.** A time-weighted return removes the effect of when you added or withdrew money, and a money-weighted return (often called IRR) includes it, so two apps can show different numbers for the same portfolio. **See what's inside your funds.** An index fund, a tech fund and a few tech stocks can overlap more than you meant, and look-through tools like Morningstar's X-Ray show that overlap and what you pay in expense ratios. **Know whether it alerts you or advises you.** Most trackers report what happened, and some send alerts on prices or news. Personalized advice about what you own is a different thing, and it's worth checking which one an app offers before you rely on it. Our guide to [apps that alert you when news affects your stocks](https://www.astor.app/blog/stock-alerts-for-news-on-stocks-you-own) compares the alert side. ## Empower or Astor: which fits a busy professional? Choose Empower if your main question is whether your net worth and retirement savings are on track. It gives you a free picture of your whole financial life, including bank accounts, debt and a retirement projection, and you look at it when you choose to. Choose Astor, a personal investing agent, if your main question is what's happening to the stocks and funds you own and whether to do anything about it. It watches every position and, on Pro and Max, texts you when news, earnings or a big price move touches one, so you don't have to go looking. Plenty of people could use both, since Empower doesn't watch individual holdings for news and Astor doesn't track your bank accounts or budget. For a wider look, see our list of the [best AI investing apps](https://www.astor.app/blog/best-ai-investing-apps). ## Frequently asked questions ### What is the best free investment tracker? In our view, Astor is the best free investment tracker for a busy professional. Its free plan connects the brokerage, retirement and crypto accounts you already have, texts you a recap after each close and a weekly review, lets you ask about what you own up to a monthly limit, and includes one custom alert at a time, with no card needed. If you want a full dashboard that also links bank and loan accounts and includes a retirement planner, Empower is the best free option, and Snowball Analytics and Simply Wall St have free plans capped at 10 holdings. ### Do investment tracking apps give investment advice? Most of them don't. Monarch, Stock Rover and Snowball say in their terms that they aren't investment advisers, and Empower's dashboard terms say it doesn't give advice. Astor is an SEC-registered investment adviser, so its recommendations are personalized investment advice about what you own, and you make every decision. ### Can an investment tracker move my money? Kubera and Snowball say their connections are read-only, so they can't. Astor can see your holdings but can't move money, and the only place an order can be placed is [Text to Trade](https://www.astor.app/blog/introducing-text-to-trade) on Max plans, in your own Robinhood agentic account, after you approve each trade. ### Do I need a tracker if I only have one brokerage account? Probably not, if your broker's app already shows what you need. A tracker earns its place when your money is spread across an old 401(k), an IRA, a taxable account and maybe a crypto exchange, and you want one picture of all of it. ## Sources - [Empower: Empower app on the App Store](https://apps.apple.com/us/app/empower/id1001257338), accessed Nov 11, 2026 - [Empower: Dashboard Terms of Use](https://www.empower.com/node/3481), accessed Nov 11, 2026 - [Empower: Investment Checkup](https://www.empower.com/investment-checkup), accessed Nov 11, 2026 - [Empower: Wealth management](https://www.empower.com/wealth-management), accessed Nov 11, 2026 - [SEC Investment Adviser Public Disclosure: Empower Advisory Group, LLC (CRD 112058)](https://adviserinfo.sec.gov/firm/summary/112058), accessed Nov 11, 2026 - [Monarch: Pricing](https://www.monarch.com/pricing), accessed Nov 11, 2026 - [Monarch: Investments](https://www.monarch.com/features/investments), accessed Nov 11, 2026 - [Monarch: Terms of Service](https://www.monarch.com/terms), accessed Nov 11, 2026 - [Kubera: Home and pricing](https://www.kubera.com/#price), accessed Nov 11, 2026 - [Kubera: Security](https://www.kubera.com/security), accessed Nov 11, 2026 - [Kubera: Does Kubera have a mobile app?](https://help.kubera.com/article/103-does-kubera-have-a-mobile-app), accessed Nov 11, 2026 - [Stock Rover: Plans](https://www.stockrover.com/plans/), accessed Nov 11, 2026 - [Stock Rover: Plan comparison](https://www.stockrover.com/plans/compare/), accessed Nov 11, 2026 - [Stock Rover: Connect to a brokerage](https://www.stockrover.com/v7-help/connect-to-brokerage-house/), accessed Nov 11, 2026 - [Stock Rover: Terms of Use](https://www.stockrover.com/terms-of-use/), accessed Nov 11, 2026 - [Morningstar: Morningstar Investor portfolio tools](https://www.morningstar.com/mm/investor/portfolio-management-tools), accessed Nov 11, 2026 - [Morningstar Investor on the App Store](https://apps.apple.com/us/app/morningstar-investor/id310716163), accessed Nov 11, 2026 - [Simply Wall St: Plans](https://simplywall.st/plans), accessed Nov 11, 2026 - [Simply Wall St: Portfolio features](https://www.simplywall.st/features/portfolio), accessed Nov 11, 2026 - [Simply Wall St: Terms and conditions](https://simplywall.st/terms-and-conditions), accessed Nov 11, 2026 - [Snowball Analytics: Pricing](https://snowball-analytics.com/pricing), accessed Nov 11, 2026 - [Snowball Analytics on the App Store](https://apps.apple.com/us/app/snowball-analytics/id6463484375), accessed Nov 11, 2026 - [Snowball Analytics: Terms of service](https://help.snowball-analytics.com/terms-of-service), accessed Nov 11, 2026 - [Quicken: Quicken Classic pricing](https://www.quicken.com/products/pricing-comparison-classic/), accessed Nov 11, 2026 - [SEC Investment Adviser Public Disclosure: Gaus, Inc. DBA Astor (CRD 338424)](https://adviserinfo.sec.gov/firm/summary/338424), accessed Nov 11, 2026 ## Important information Gaus, Inc. DBA Astor is an SEC-registered investment adviser (CRD #338424). Registration does not imply a certain level of skill or training. Astor provides non-discretionary advice: you make every investment decision. All investing involves risk, including the loss of principal, and past performance does not guarantee future results. Astor uses AI, which can make mistakes. This article is general information, not individualized investment, tax or legal advice. See our [disclosures](https://www.astor.app/legal). ## About comparisons Information about other companies comes from their public websites and filings as of November 2026 and may have changed since; check each provider for current details. Comparisons and rankings reflect Astor’s opinion. Other companies’ names and trademarks belong to their owners, and no affiliation or endorsement is implied.